All Financial Calculators
21 free tools for the money decisions that come up most, grouped by category. Each one has its own page with the formula, a worked example and answers to common questions.
Mortgage & Home
Buying a home is usually the largest financial commitment a household makes, and the monthly payment is only part of the picture. These calculators separate principal and interest from taxes, insurance and mortgage insurance, let you compare terms and rates side by side, and work backward from your income to a price range so you can shop with realistic numbers.
Mortgage Calculator
Full monthly payment with taxes, insurance, PMI and extra payments.
Open calculatorMortgage Payment Calculator
Principal and interest for any loan amount, with term and rate comparisons.
Open calculatorHome Affordability Calculator
Estimate the home price your income and debts can support.
Open calculatorIncome & Salary
Pay is quoted in many different ways, and comparing jobs or planning a budget means translating between them. Convert salaries to hourly rates, work out what extra hours are worth, and estimate the difference between gross pay and the take-home pay that funds your actual spending.
Salary Calculator
Convert an annual salary to monthly, biweekly, weekly and hourly pay.
Open calculatorHourly to Salary Calculator
Convert an hourly wage to an annual salary, or a salary to an hourly wage.
Open calculatorOvertime Calculator
Price overtime hours at time-and-a-half, double time or a custom rate.
Open calculatorTake-Home Pay Calculator
Estimate paycheck after federal, state and payroll taxes and deductions.
Open calculatorLoans & Debt
Borrowing costs depend on the rate, the term and the fees, and the cheapest monthly payment is rarely the cheapest loan. Use these tools to see the total cost of a fixed-rate loan or a car purchase, and to test how much time and interest an extra payment can save on debt you already have.
Loan Calculator
Payment, total interest and effective APR for a fixed-rate loan.
Open calculatorAuto Loan Calculator
Car payment with sales tax, trade-in, fees and loan term comparison.
Open calculatorDebt Payoff Calculator
See how long a balance takes to clear and what extra payments save.
Open calculatorSavings & Investments
Time and consistency do most of the work in saving. These calculators show how deposits and interest build on each other, how long it takes to reach a goal, what fees do to long-term returns, and how to measure the return on an investment you already hold.
Savings Calculator
Project a savings balance, the time to a goal or the deposit needed.
Open calculatorCompound Interest Calculator
See how a balance and regular contributions grow with compounding.
Open calculatorInvestment Return Calculator
Project future value with fees and inflation, or measure a past return.
Open calculatorRetirement & Long-Term Planning
Long-term plans are judged in future dollars, which buy less than today’s. The retirement calculator projects your savings and checks them against the income you want, while the inflation calculator uses official price-index data to show how purchasing power has changed and could change.
Everyday Money & Pricing
Not every money question needs a spreadsheet. These fast tools handle the percentage math behind shopping, dining out, sales tax and simple business pricing, and they show the working so you can check it yourself.
Percentage Calculator
Percent of a number, percent change, percent difference and more.
Open calculatorTip Calculator
Tip and split a bill with rounding options.
Open calculatorDiscount Calculator
Final price after one or two discounts and sales tax.
Open calculatorSales Tax Calculator
Add sales tax to a price or find the price before tax from a total.
Open calculatorProfit Margin Calculator
Gross, operating and net margin, or the price for a target margin.
Open calculatorMarkup Calculator
Selling price from a markup, or the markup from a cost and price.
Open calculatorNo calculators match that search. Try a broader word such as “loan”, “pay” or “tax”.